: Hybrid :
What?
What is Hybrid Financing?
Hybrid financing is a combination of subject-to and owner financing. This means we take over your existing mortgage payments (subject-to) while also paying you additional monthly installments for your equity (owner financing). You continue to receive income from your home while we handle the mortgage, giving you both security and financial benefits.
Benefits
Benefits of Selling to Us with Hybrid Financing
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Higher Sale Price: Since we’re combining strategies, we can often pay more than a traditional cash offer.
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Ongoing Monthly Income: Instead of one lump sum, you receive steady payments that can help with retirement, investments, or daily expenses.
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Tax Advantages: Spreading out your payments over time can reduce your capital gains tax burden.
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No Fees or Commissions: Avoid the costs of agent fees, commissions, and other traditional selling expenses.
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Simpler Process: Skip the stress of open houses, repairs, or staging—we'll buy your home as-is.
Process
How the Process Works
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1: Consultation
We discuss your home, your financial goals, and how hybrid financing can work for you. -
2: Agreement
We craft a simple agreement outlining the terms, including the takeover of your mortgage and structured payments for your equity. -
3: Transition
You transfer ownership while we take over the mortgage payments and send you agreed-upon monthly installments. -
4: Secure and Steady Payments
Enjoy peace of mind knowing you’re getting paid while avoiding the stress of traditional sales.
Half Equity
Why Sellers Love Hybrid Financing
This option is perfect for homeowners who have existing mortgages but also have equity they want to capitalize on. It provides the security of monthly income while eliminating the burden of managing the property. Whether you’re behind on payments, looking to retire, or just want a stress-free way to sell, hybrid financing offers the flexibility and financial advantages you need.
FAQ
Frequently Asked Questions
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What happens if you stop making payments?
We take our agreements seriously. Your payments are our priority, and we ensure everything runs smoothly. In the rare event something unexpected happens, we’ll work with you to find a fair resolution. -
Can I customize the terms?
Yes! We work with you to create an arrangement that meets your financial needs and timeline. -
What if I still owe money on my mortgage? That’s what makes hybrid financing a great option. We take over your mortgage payments while also paying you separately for your equity.
Hybrid financing offers the flexibility and financial security many homeowners need. If you want a way to sell your home while maximizing its value, contact us today—we’ll help you create a deal that works best for you!
